USDA eligible property in the heart of Hernando!! Now offered at $344,800 (previously $375,000), this beautifully maintained 4-bedroom, 3-bath home is priced to sell with a motivated seller ready to make a deal! Homes with a backyard like this under $350K are rare, and this one delivers. Step outside to a spacious, oversized backyard--perfect for entertaining, relaxing, or enjoying your own private retreat. Then step inside to a walk-in sunroom that's fully heated and cooled, giving you a bright, comfortable space to enjoy year-round. Inside, you'll find hardwood floors throughout the main living areas, along with a functional layout that offers both comfort and flexibility. The upstairs bonus room includes its own private bathroom with a full shower, making it ideal for a guest suite, game room, or private retreat. Major updates provide peace of mind, including a brand new roof just installed and HVAC units less than one year old. With a significant price improvement and standout features like the backyard and sunroom combo, this home is now one of the best values in Hernando.